Sample types of investment portfolio

The investment portfolio will look different depending on how risk averse or risk taking you are as well as other key factors.

So what might a portfolio for the different types of investors look like? Well, here are a selection of potential portfolios.

But first, what elements will constitute the portfolio, at any percentage?

It is likely to comprise first and foremost shares, or stocks in many cases, although it won't be the greatest element in some portfolios. Then there will be gilts, and other bonds: corporate bonds possibly. There will be some cash even in the most aggressive portfolio to ensure that at least some money is safe.

Other options will include property and possibly commodities: things like soy beans, metals and that sort of thing are described as commodities.

So, a person with a risk averse portfolio might have something that has around 40% cash. Then they would have perhaps around 35% of government bonds, that is gilts, and then the remainder in stocks and shares.

Someone who was much more risk taking however would have a much higher percentage of equity: even up to around the 75% mark in some cases, which of course for most people would be far too out-of-the-question risky as there is 75% of their money that could potentially all be lost in the worst case scenario. This would then just contain a very small percentage of money in other elements: possibly property, commodities with just a tiny amount of cash.

Buying Property

Mortgages

Buying Overseas

Tools and Resources

Sample types of investment portfolio

House Prices