First Direct Mortgages
It is part of the banking giant that is the HSBC bank, and has a large number of customers, over 1 million it is estimated to be.
It was founded back in 1989 by the midland bank which at the time was one of the big four before it was acquired by HSBC.
The first mortgage product was an offset mortgage in 2001, when offset mortgage products were all the rage and quite new to the market.
The mortgage section of their website has lots of information on their mortgage products, which talks about their repayment mortgage and offset mortgages.
There is a good range of information on their offset mortgage, and a useful video podcast that explains how an offset product works as this is often something that can confuse customers and whether it would be both suitable and beneficial for them.
There are also the now obligatory calculators that most mortgage providers have on their websites that outline how to find out how much you can borrow and also to find out how much your repayments are going to be.
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