Smile Bank Mortgages
It is a part of the Co operative Bank. It is based in Stockport.
It has a range of different products on offer, and these include credit cards, loans, saving products and so on.
In the mortgage arena, there are a range of products, and these include those for first time buyers, fixed rate and tracker mortgages.
Their website being an online bank is quite comprehensive and full of useful information on their range as you would expect, with a mortgage calculator that allows you to enter:
the amount you want to borrow
the term of the mortgage
the type of mortgage
the initial interest rate
the interest rate after that period
... and then when you click calculate you can find out how much you would end up paying back.
You can also apply for a mortgage but it appears on their website that you cannot actually apply online but need to call a number provided to apply.
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