Commercial or semi-commercial mortgages

Commercial mortgages, as the name implies, are those that are offered on properties that are to be used for commercial purposes. Typically this will include business premises and something like your classic shop would fall into this category.

There are also products called semi-commercial mortgages which slot into the gap between something that is straightforwardly a commercial mortgage and residential mortgages.

Since everyone has different requirements and circumstances then this is more likely to be a very tailored product and one that will assess each potential case on its merits.

Things that might qualify for this sort of product would be a shop that has living accommodation as part of it, although not necessarily the case.

Also something like an industrial unit or a smallholding or some land in general, perhaps a dentists surgery, a doctors or vetinerary surgery too could fall into this bracket.

This sort of product is offered by some banks and building societies.

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